Terms of Use

These Terms of Service ("Terms") govern your access to and use of our services, including our applications, as well as other underwriting services (collectively the "Services") linked to these Terms, as well as any information, text, graphics, uploads, Download or appear on the service as a photo, video or other material (collectively, "Content"). Your access to and use of the Service is subject to your acceptance and compliance with these Terms. By accessing or using the Services, you agree to be bound by these terms. If you do not agree to be bound by all of these terms, please do not access or use the Services.


By using the App, you agree that the App may collect and use technical data and related information, including but not limited to technical information about your devices, systems and application software, which are currently being collected to help improve the software and service.

We may, at our sole discretion, refuse to provide services to any individual or entity and may change its eligibility criteria at any time. In the event of a law prohibition, this provision is invalid and the right to access the service is revoked in such jurisdiction.


We reserve the right, at our sole discretion, to terminate or suspend your eligibility or to prevent you from using our services at any time, including but not limited to your failure to comply with the Spiritual and Spiritual Terms of Use of these communications.

Any suspension or termination will not affect your obligations to us under these Terms of Use. These Terms shall survive or survive the suspension or termination of your eligibility, including but not limited to the rights and licenses you grant under this Agreement, the indemnity, the release, the disclaimer, the limitation of liability, and the terms relating to the choice of law.

3.Intellectual Property

This application includes all the designs, texts, images, photos, illustrations, audio clips, video clips, artwork, graphics, codes, content, protocols, software and documentation provided to you by this application and is protected by international copyright, Trademarks, patents and other proprietary and intellectual property related laws. Intellectual Property Rights” are collectively referred to as rights under the Patents, Trademarks, Copyright and Trade Secrets Act, and any other intellectual property rights or proprietary rights recognized in any country or jurisdiction of the world, including but not limited to ethical or similar rights. You may not remove, alter or delete any copyright, trademark or other proprietary notices made by us or third party partners on or within the App Names application. All rights not expressly granted are expressly reserved for the application name and its licensors.

4.Service content and third party links

We provide content, including but not limited to service content, for educational, entertainment or promotional purposes only. You may not rely on any information and opinions expressed by us through any service for any other purpose. In all cases, you are responsible for assessing the accuracy, timeliness, completeness or usefulness of any Service Content. Under no circumstances will we be liable for any loss or damage caused by your reliance on any of the services.

In many cases, the content of the service may contain content posted by third parties or will be based on opinions and judgments of third parties. We do not endorse, guarantee, and assume no responsibility for the accuracy, timeliness, completeness or statement of any opinions, suggestions or statements provided by our authorized employees or spokespersons in their official capacity.

Our services may link or contain links to other websites maintained by third parties. We do not operate or control or must endorse the content on these third party websites in any way. You are solely responsible for the use of third party links. We are not responsible for any content or content posted on third party websites for any loss or damage of any kind whatsoever arising out of dealings with you and any third party or its website.

5.Limitation of Liabilities

We are not responsible for any damages resulting from the use of the service or your inability to use the service. In no event shall we be liable for any personal injury, incidental, special, indirect or consequential damages, whether lost in profit, lost data, business interruption or any other commercial damage or loss, even if we have It was told that such damage might occur. In all cases, we are liable for all damages you may have (except where applicable law may be required in the case of personal injury), even if the above remedies do not meet their basic purpose. You may not use the application unless authorized by law in the jurisdiction in which the application is located.

6.Change of terms

We reserve the right to modify or replace these terms at any time in our sole discretion. By continuing to access or use our services after any amendments become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you will no longer be authorized to use the Service.


This Agreement (including the Privacy Policy) is amended from time to time to constitute a complete agreement between you, the Service and the Application regarding the subject matter of this Agreement. This Agreement supersedes all prior or contemporaneous written or oral understandings or agreements regarding the subject matter of this Agreement. Failure by any party to exercise any of the rights set forth in this Agreement shall not be deemed a waiver of any other rights under this Agreement. If for any reason beyond the reasonable control of the application, including but not limited to mechanical, electronic or communication failure or degradation, the application is not liable for failure to perform its obligations. If any provision of this Agreement is found to be unenforceable or invalid, it shall be limited or eliminated to the extent necessary to keep this Agreement fully valid and enforceable. This Agreement may not be transferred, transferred or sublicensed unless prior written consent is obtained. The application name may be transferred in whole or in part at any time without your consent.

8.How to contact us

If you have any questions, please feel free to contact us okju148@sina.com